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The key to this is to find the measures to reduce or eliminate the Poverty Premium, please also understand this is about the “poverty premium” and this is not about the “poverty”. The research should also cover up the previous years which is for example 2019 and onwards. Where to put your write-ups: Some measures will relate to a specific component of the poverty premium from the ones listed under Section 4 (e.g. Pre-payment meters, Geographical premiums). Where possible, weave the solutions for suggestions into the relevant sections, if there is somewhere that they fit in naturally. Where you do this, read the whole section through and make sure your additions are put in the right place, so it flows nicely. For broader measures that don’t correspond directly to any of the components of poverty premium mentioned in Section 4 (e.g. Open Banking and Microfinance) – these can go in their own section. Would suggest right at the end, ‘8.0 Measures to reduce or eliminate the poverty premium’. The importance of political will and targeted policy has been a recurring theme in this so far, and will be worth mentioning. For investigating microfinance, last time we spoke Fiona mentioned looking into or contacting Juli Huang at the School of Social and Political Sciences, and researching Muhammad Yunus. Where there is information on it, it can be worth mentioning any potential pitfalls or arguments against a particular measure suggested: e.g., for open banking, how the digital divide and lack of access to technology might prove a barrier. 1000 words +-/10%

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